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We help clients identify and address inaccurate, outdated, unverifiable, or unfair negative items on their credit reports, while also guiding them on rebuilding strong credit habits. Add an answer to this item.
We review your credit reports from all three major bureaus, dispute incorrect information, follow up with creditors and bureaus, and help you implement strategies that strengthen your score over time. d an answer to this item.
Yes. The Fair Credit Reporting Act (FCRA) and Credit Repair Organizations Act (CROA) give consumers the right to dispute inaccurate or unverifiable information on their credit reports.
It varies by person, but most clients start seeing results within 7-15 days. Complete improvement may take several weeks depending on your goals and credit profile.
No legitimate credit repair company can guarantee exact score changes.
We do guarantee that we will aggressively dispute any inaccurate, unverifiable, or outdated items according to federal law.
We combine personalized strategies, hands-on support, transparent reporting, and education rather than offering generic, automated disputes. We treat your credit as if it were our own.
We can investigate:
Both. We provide credit-building strategies, recommend accounts that help increase positive history, and offer guidance throughout the process.
Pricing depends on the level of support you need.
We offer a satisfaction guarantee according to our service agreement.
No. Disputes themselves do not harm your score. In fact, correcting errors and improving your profile usually leads to score increases.
Yes. We work with Experian, Equifax, and TransUnion to ensure consistency across all reports. dd an answer to this item.
You will need:
Yes. With your permission, we handle communication with creditors and collection agencies to help resolve incorrect or unfair items.
If the item is removed because it was inaccurate or could not be verified, it should not return unless the creditor provides new, valid proof. Positive habits help maintain long-term results. We will help you if something comes back or wasn't remove.
Yes. We can dispute fraudulent accounts and guide you on additional steps like fraud alerts or freezing your credit if needed.
We provide tailored plans to help you establish and build credit from scratch using secured cards, credit-builder accounts, and other tools.
When you become a member, that's part of the Repair Credit Doctors. Our family will always offer continuous support, updated strategies, and education to keep your credit moving in the right direction.
Improved credit can increase your chances of approval and help you qualify for better interest rates. We cannot guarantee approvals, but stronger credit significantly improves your financial profile.
Absolutely. We provide transparent updates, every 15 days we revisit your profile together for progress reports, and access to your case information.
Yes—you have the legal right to do it yourself. Many people choose us because they want expert help, time savings, and stronger dispute strategies.
No. We follow strict privacy and data protection standards. Your information is always confidential.
We complete a detailed audit of your reports to identify any item that is inaccurate, unverifiable, outdated, or reported incorrectly.
Yes. Our service is available in the United States.
Simply contact us, schedule a consultation, or sign up through our website. We’ll pull your reports, review everything with you, and build a personalized action plan.